You Don’t Need a Budget App — You Need a Reality Check

Money Talk with Fred Ferguson (GeezerWise)

If you're anything like I was, you probably don’t want to look at the numbers.

I get it.

It’s easier to dodge the truth and hope it works itself out.
But that’s not how money works — and it’s not how freedom is built.

You can’t fix what you won’t face.
And the truth is, you don’t need another app, tracker, spreadsheet, or fancy system.

What you need is a real…