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The First Dollar Is the Hardest

Money Talk with Fred Ferguson (GeezerWise)

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Fred Ferguson (GeezerWise)
May 09, 2025
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If I had to name the single biggest obstacle in my financial recovery?

It wasn’t debt.
It wasn’t discipline.
It wasn’t even figuring out how to make money online.

It was this:

I didn’t believe I could earn that first dollar.

Somewhere deep down, I thought I didn’t have what it took.
I thought I was too old, too late, too behind.
I thought “people like me” didn’…

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