The First Dollar Is the Hardest
Money Talk with Fred Ferguson (GeezerWise)
If I had to name the single biggest obstacle in my financial recovery?
It wasn’t debt.
It wasn’t discipline.
It wasn’t even figuring out how to make money online.
It was this:
I didn’t believe I could earn that first dollar.
Somewhere deep down, I thought I didn’t have what it took.
I thought I was too old, too late, too behind.
I thought “people like me” didn’t win in this game.
But here’s the truth I wish someone had handed me like a flashlight in the dark:
“You don’t need to be great. You just need to get started.”
That first dollar is never about the money.
It’s about proving to yourself that your effort counts.
That you’re not stuck.
That you still have something valuable to offer.
So how do you earn your first dollar?
Not by building a fancy website.
Not by reading 87 blog posts.
Not by waiting for the “right time.”
You earn your first dollar by trying something real — today.
📦 Sell something you’re not using.
🧰 Offer to help someone solve a small problem.
📧 Write and share something useful — with a little link at the bottom.
💡 Learn a micro-skill and trade it for cash or favors.
The amount doesn’t matter.
The momentum does.
What changed after I made my first $1?
I stopped looking at freedom like a fantasy.
And I started looking at it like a project.
One action at a time.
One skill at a time.
One offer at a time.
One reader, one click, one lesson at a time.
And let me tell you something, if you're anything like I was — you're not lazy.
You're afraid.
You’ve been burned.
You’ve seen a hundred things that didn’t work.
And you’re scared to try again and be disappointed.
I get that. I lived that.
But let me remind you:
You only have to win once to change your whole story.
Start with one thing that makes you money — not someone else.
Then come back here and keep learning.
This section, Money Talk, is where I’ll break it down one idea at a time:
💡 Mindset shifts that help you think clearly about money
📈 Practical actions to improve your income and independence
🧠 Lessons from mistakes I’ve already made so you don’t have to
Subscribe, stick around, and most of all…
Try.
The first dollar is the hardest.
After that, you’re in motion.
With you,
Fred (GeezerWise)
⚠️ Quick Note:
This isn’t financial advice — just hard-won insight from someone who’s made the mistakes.
Always talk to a qualified professional before making big money moves.