If You’re Flat Broke Right Now, Start Here

Money Talk with Fred Ferguson (GeezerWise)

Let’s not sugarcoat it:

Being broke is terrifying.

When you’re behind on bills, staring at an empty fridge, and wondering how to make it through the week — the last thing you need is some fake guru yelling at you to “build your brand.”

So let me say this clearly:

You don’t need motivation right now. You need a lifeline.

I’ve been where you are.
Flat broke.
No …